![]() ![]() The True Hope Ministry letter wrongly asserted that the vaccine contains “the DNA of a male aborted baby.” A Northern California Pentecostal church falsely claimed that the vaccines contain “animal parts.” A letter from Joshua Springs Calvary Church in Yucca Valley inaccurately described the COVID-19 vaccines as “gene therapy” and wrongly said asking employees to disclose their vaccination status was a violation of the Health Insurance Portability and Accountability Act. Other form letters listed concerns not rooted in religion - or fact. No COVID-19 vaccine contains aborted fetuses or fetal cells. One hospital chain in Arkansas asked employees seeking vaccine exemptions to attest that they won’t use those medications. Such cell lines have been used to help create vaccines for chickenpox, rubella and hepatitis A.Ĭells isolated from fetal tissue also have been used in the development of more than 30 medications, including aspirin, ibuprofen, Tylenol, Tums, Benadryl and Preparation H. Some of the vaccines were tested and developed using cells derived from the tissue of fetuses aborted more than three decades ago. The connection between abortion and the COVID-19 vaccine is tenuous. In the records obtained by The Times, many employees said they objected to the vaccine because they saw abortion as a mortal sin. for their clients, which are adopted by the clients and filed as their own sworn statements in various proceedings,” he said. “Attorneys routinely draft first-person statements, affidavits, declarations, etc. Mihet said in an email that “Liberty Counsel provides free assistance to help employees articulate their own religious beliefs” and that the practice is not “improper.” Written in the first person, the statement asked for a vaccine waiver so “I am not forced to sin and stain my conscience.” The statement noted the employee’s concern with fetal cell lines, then added an idea the employee hadn’t mentioned: an objection to “any other product or medication that is connected to abortion in the same way.” The employee’s email and Mihet’s response were forwarded multiple times, eventually landing in the inbox of an Orange County Sheriff’s Department employee. “Do not put anything on it that identifies me or that the statement came from me. “Cut and paste the statement below, assuming it correctly states your religious beliefs,” Horatio Mihet wrote. Others were written by pastors who described the employees as members of their online congregations who could not be vaccinated because of their faith. Some letters, including the one from True Hope Ministry, included incorrect information and raised concerns about the vaccine that were not related to religion. Most employees’ names and other sensitive information were redacted by the agencies that provided the records. A few employees described themselves as Mormon, Syrian Orthodox, Christian Scientist, Muslim and Buddhist. Most requests were written by Catholics and evangelical Christians. “They didn’t want to vaccinate and went looking for something that sounds convincing as a way to get out of it.” “It seems that many of these people were not acting for sincere religious reasons,” Reiss said. But, she said, it’s likely that many copy-and-paste exemptions are simply a means to an end. and America’s Frontline Doctors.įorm letters may help some devout people articulate complicated but legitimate views, said Dorit Reiss, a professor at UC Hastings College of the Law who studies legal issues related to vaccines. Others lifted language from anti-vaccination groups such as Children’s Health Defense - chaired by Robert F. Several letters reviewed by The Times included statements identical to those on the website of Defending the Republic, a Texas organization led by Sidney Powell, a conspiracy theorist and lawyer connected to former President Trump. ![]() But the majority of exemption requests reviewed by The Times were copied from letters posted on websites of evangelical churches, conservative legal groups and fee-based organizations such as True Hope Ministry. Some employees at the DWP, the Orange County Sheriff’s Department and two Southern California school districts cited Scripture and described their relationships with their faith. They also reveal a cottage industry that has sprung up to help people justify decisions to refuse vaccination. The documents, from four public employers, show just how complicated it can be to review vaccine exemption requests. Through public records requests, The Times amassed more than 2,200 pages of emails, letters and other records related to religious waivers from vaccine rules. ![]()
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![]() There are 8 professions as I masterfully and ingeniously predicted. They even mention trying it out in beta but decided it wasn’t workable. *combat rolls behind cover* It’s like millions of voices cried out in terror and were suddenly silenced. Or how about discovering a Drake nest where you can pick up and eat the eggs or throw them? They’re really going out of their way with this environmental stuff. Picking up a plank that broke off a trod over gate to smack a Centaur with for instance. ![]() The bigger chunk of the weapons section is dedicated to environmental weapons. There’s also dual-wielding for all you totally shallow people who can’t stand to play a game unless there’s dual wielding. No cannon’s, like in the Gunner concept art, although maybe that’s more environmental, maybe I should read the whole article before blabbering on about this one list. No scythes I notice, no Hornbow, people were hoping for a two-handed axe and there isn’t one of those. That’s a full list of standard wieldable weapons. ![]() ![]() * Offhand only: Focus, shield, torch, and warhorn. * Two-Handed: Greatsword, hammer, longbow, rifle, shortbow, and staff. * One-Handed: Axe, dagger, mace, pistol, scepter, and sword. Right off the bat, the English version is very enlightening. However, the fine people at German website Online Welten have written an article called Das Kampfsystem – Teil 2: Waffen, Klassen und Rassen, which vaguely translates to “Let’s invade France through Belgium, they’ll never see it coming!” Those crazy Deutschlanders. He wrote a piece on combat on the Guild Wars 2 website with mention of there being more on Weapons, Classes, and Race tomorrow. Well I don’t need to wait until tomorrow Mr. There’s also a new interview with Rock, Paper, Shotgun, part 1 posted yesterday apparently, and part 2 posted not too long ago.Īnd thanks once again to Guru2 for keeping track of the foreign stuff that I don’t, because Jeux Online has an interview with Eric Flannum (now he speaks French too?) where he talks about ditching the companion system they had initially touted 3 years ago. I didn’t post about the GameSpot interview with Eric Flannum. Massively per usual has plenty of posts about all this. Thanks to Guru2 to this one and a couple others. This guy must have spent a week straight doing nothing but interviews. Online Welten were not done just pasting that Weapons, Professions, and Races feature on their site, they’ve got an interview ith Eric Flannum too. They also announced the Elementalist yesterday, and had an interview with, but that’s all stuff I posted about earlier. The second part of the two part Eric Flannum ( part one) feature on the GW2 website was posted, but as I suspected it was the exact wording of Online Welten’s piece. Which is fantastic, just difficult to keep up with. Today there’s probably about 7 or 8 more things I could post about. Not to mention the new Arenanet blog they put up the day before that.
![]() ![]() NetBeez works by installing agents on both wireless and wired networks that run periodic tests to measure latency, HTTP response time, bandwidth and more. NetBeez Speed TestsĪt NetBeez, we use network monitoring to detect issues that affect the end user. It will help you create a baseline that you can use to detect if there‘ are any issues that might affect your users‘s a sudden drop in throughput. The important observation with these tests is to look for changes in the measurements. If you were to ask, “ Then…which test should I use ?” I would answer: “ Pick one and be consistent ”. According to my experience, the most reliable and accurate test is iPerf. In fact, both the server and the device ramp up the upload and download process. They do this because those values tend to be lower than the average. For example, some tests discard the first few seconds worth of measurements. This is because each speed test implementation might handle data and timing differently. In addition, if you try the same test on two different browsers you might also see discrepancies in the measurements. You will notice significant discrepancies in the bandwidth measurements they provide. Try to run all of the previous five tests on the same hosts and on the same network. The benefit of using iPerf is that you have the ability to customize many parameters that are not possible to customize with the HTML-based tests. In the following table, I have sorted all these tests with respect to how easy they are to use, with being the easiest, and iPerf the least easy. In addition, it can measure some other metrics as well such as latency and jitter. It’s pretty straightforward how all of these speed tests work: a device uploads and downloads a large file to a server, and based on how long it takes, it calculates the connection bandwidth. In this post, we’ll cover five of them, their different features and how they can be used in different scenarios. There are a dozen similar tests (with every major TelCo provider having their own speed test) and a number of free and paid mobile device apps available. ![]() There are many ways to do this, but the ‘quick and dirty’ way to test the network connection is to run a speed test – such as the one provided by Ookla. But you are still tasked with proving that, “It’s Not the Network.” If you have a few years’ experience in network troubleshooting, you know that when you receive a ticket from a user complaining about “slowness”, in most cases, it’s the user’s device or the application. Also, I presented this topic at the Wireless LAN Professionals conference in February 2018. Go ad free! If you’d like to enjoy Speedtest without ads, we provide the option of removing ads from Speedtest for $0.99.TL DR: There are so many network speed tests available: Ookla,, NDT, iperf, … which one should you use? In this article, I’ll go over this. Track past tests with detailed reporting Troubleshoot or verify the speed you were promised Test with a single connection to simulate downloading a file or multiple connections to understand max speed Real-time graphs show connection consistency Stay private and secure with our free Speedtest VPN Take a video test to measure your max resolution, load time, and buffering View mobile carrier coverage with Speedtest Maps Measure ping at 3 stages: idle, download, and upload Discover your download, upload, and jitter Millions of users have made Speedtest the #1 app for testing internet speed, and it’s trusted daily by professionals throughout the industry: Speedtest VPN Premium users will also receive no advertisements while their subscription is active. Use up to 2GB of data over VPN per month for free, or go Premium with unlimited usage for just $4.99 monthly. Keep your online connection private and secure with Speedtest VPN™. Take a video test to get actionable insights that help you optimize your online video experience. Video testing empowers you with a real-time assessment of your network’s current streaming quality. Easily switch between providers and regions to compare coverage in the locations you frequent. ![]() See performance by provider to find out where you’re likely to experience strong connectivity. Use Speedtest® for a quick, easy, one-tap connection internet speed test-accurate anywhere thanks to our global server network.Įxplore mobile network coverage with Speedtest Maps based on real-world data gathered by the Speedtest app. ![]() ![]() ![]() Covey uses this anecdote as yet another example of a Paradigm Shift occurring in history, demonstrating its nature and effectiveness. What Newton had believed to be fixed were in fact relative, alterable by forces beyond their scope. Albert EinsteinĮinstein's Theory of Relativity, expanding on and altering the perspectives of Newton, created another Paradigm Shift. This shift of perspective is an example of what Covey calls a Paradigm Shift, which is a change of frame of reference that allows a person to see something in an entirely different light. After careful study and calculation, he determined that the solar system actually revolves around the sun (heliocentricism), rather than around the earth (geocentricism), as had traditionally been believed. Nicolaus CopernicusĬopernicus was a Polish astronomer and mathematician during the Renaissance. In every scene, the adorable antics of these children help illustrate Covey's point in a memorable fashion. Covey's daughter appears in several examples as well, playing a selfish little girl or a Star Wars-loving teenager. He uses the example of his son to describe the subconscious effects of the personality ethic both on his son's social situation and on their attempts to bring him out of his awkward stage. Covey's ChildrenĬovey often uses his children as examples from his personal life as well. Covey's talks with Sandra are some of the most important events in his life that make him realize the harsh dichotomy between the character ethic and the personality ethic, as well as their unwitting subscription to the latter with regard to familial relationships. Aside from being his partner in marriage, she is a character in many dialogues, especially concerning their children. Sandra, Covey's wife, is a common character in his personal illustrations. Covey includes many personal experiences that aptly illustrate his points, and he thus appears to be the most prominent character in this nonfiction work. His expertise and thorough grounding in psychology are assets in his clear explication of the problems with the personality ethic and his solution in the quest for regaining the character ethic: the Seven Habits. Written by people who wish to remain anonymousĪs the author of this book, Covey interposes himself and his own experiences into the prose. We are thankful for their contributions and encourage you to make your own. ![]() These notes were contributed by members of the GradeSaver community. ![]() ![]() This showcase event unlocks once you've entered the autumn/fall season.Īfter this, Barn Finds aren't just given to you all in one go. You'll notice that the menu option for Barn Finds is discolored in the early hours of the game, and it'll only open up to you once you've completed 'The Behemoth Showcase' event, in the northern part of the map. Afterward, you'll be able to redeem an Accolade to add the 1963 Volkswagen Beetle to your garage.Īfter you join the Horizon Hall of Fame, you can return to the Vocho Horizon Story for the final chapter, which gives you a custom Forza Edition of the Beetle upon completion (with its own exclusive performance and cosmetic upgrades).If you've only just started playing Forza Horizon 4 and are wondering why you can't get any of the barn finds, be patient: the Forza Horizon 4 Barn Finds aren't unlocked until you've been playing the game for a little while. You'll put the Beetle through its paces, before finally taking it back to a place of great significance in the car's life and photographing it. You'll start by finding and restoring the classic Beetle, and then Alejandra will modify and tweak the car for different scenarios like racing, drifting, off-roading, tricks, and more. There are a variety of missions and branching paths to reach the second-to-last chapter of Vocho. You can play the first chapter of Vocho if you choose in the first chapter of the game, but the rest of the Story (with the exception of the final chapter) is unlocked through Horizon Mexico's section in the Adventure. ![]() In order to find the 1963 Volkswagen Beetle, you'll need to play through the "Vocho" Horizon Story until the second-to-last chapter. Where is every Barn Find in Forza Horizon 5? One of these Barn Finds is different from all the others, as it is a part of a Horizon Story, so doesn't count in the 14 Barn Finds players need for one of the Forza Horizon 5 Achievements (the Better Than New Achievement). Fortunately, we're keeping track of everything you need to know about discovering every Barn Find in FH5, and what cars you can expect to earn from them. Of course, this also means it can be difficult to know how to obtain every Barn Find, especially if you're aiming to fill out your car collection. These Gift Drops appear in the same locations Barn Finds are, so you can return to these barns at any time to help prepare a Gift Drop. You can choose any of your cars, complete with liveries and upgrades, and send to a random player in the FH5 community. This time around, Barn Finds are more contextual and more varied than ever before.Īnother new feature in Forza Horizon 5 is the addition of Gift Drops, which are personalized Barn Finds that players can give to the community. However, some Barn Finds in Forza Horizon 5 can only be discovered by doing specific things, like completing Expeditions. Just like before, Barn Finds can be "revealed" by exploring the map and at different times or seasons. By seeking out Barn Finds, FH5 players can augment their collection with hidden entries on the Forza Horizon 5 car list, providing a lot of incentive to explore wherever you go.įorza Horizon 5's Barn Finds behave a little differently than in previous Forza Horizon games. These cars need to be tracked down and recovered from the dilapidated homes they're abandoned in, and then restored to their former glory. In Forza Horizon 5, the answer is pretty similar (if a bit more on the nose), as Barn Finds are legendary classics hidden throughout the world. ![]() In the real world, "barn find" refers to finding an old classic vehicle and restoring it. ![]() ![]() Source: Windows Central (Image credit: Source: Windows Central) ![]() ![]() ![]() The top marginal income tax rate of 37 percent will hit taxpayers with taxable income Taxable income is the amount of income subject to tax, after deductions and exemptions. ![]() The federal income tax has seven tax rates in 2024: 10 percent, 12 percent, 22 percent, 24 percent, 32 percent, 35 percent, and 37 percent. In 2024, the income limits for all tax brackets and all filers will be adjusted for inflation and will be as follows (Table 1). 2024 Federal Income Tax Brackets and Rates ![]() Note that the Tax Foundation is a 501(c)(3) educational nonprofit and cannot answer specific questions about your tax situation or assist in the tax filing process. The new inflation adjustments are for tax year 2024, for which taxpayers will file tax returns in early 2025. However, with the Tax Cuts and Jobs Act of 2017 (TCJA), the IRS now uses the Chained Consumer Price Index (C-CPI) to adjust income thresholds, deduction amounts, and credit values accordingly. The IRS previously used the Consumer Price Index (CPI) as a measure of inflation prior to 2018. ” Bracket creep occurs when inflation, rather than real increases in income, pushes people into higher income tax A tax is a mandatory payment or charge collected by local, state, and national governments from individuals or businesses to cover the costs of general government services, goods, and activities.īrackets or reduces the value they receive from credits and deductions. Many tax provisions-both at the federal and state level-are adjusted for inflation. Bracket creep results in an increase in income taxes without an increase in real income. To prevent what is called “ bracket creep Bracket creep occurs when inflation pushes taxpayers into higher income tax brackets or reduces the value of credits, deductions, and exemptions. It is sometimes referred to as a “ hidden tax,” as it leaves taxpayers less well-off due to higher costs and “ bracket creep,” while increasing the government’s spending power. The same paycheck covers less goods, services, and bills. On a yearly basis, the Internal Revenue Service (IRS) adjusts more than 60 tax provisions for inflation Inflation is when the general price of goods and services increases across the economy, reducing the purchasing power of a currency and the value of certain assets. See 2023 Tax Brackets See 2022 Tax Brackets ![]() ![]() Does the absence of any main effects mean that there is no effect of caffeine and no effect of personality? No of course not. In this case, the positive effects extraversion in the caffeine condition would be wiped out by the negative effects of extraversion in the no caffeine condition. ![]() Similarly, to examine the main effect of personality, the researchers would have averaged across the levels of the caffeine variable to look at the effects of personality (introversion vs. Because the positive effect of caffeine on extraverts would be wiped out by the negative effects of caffeine on the introverts, no main effect of caffeine consumption would have been found. To examine the main effect of caffeine consumption, the researchers would have averaged across introversion and extraversion and simply looked at whether overall those who ingested caffeine had better or worse verbal memory test performance. Still using Gilliland's study (1980) mentioned on the last page, think of the example of a crossover interaction where introverts were found to perform better on a test of verbal test performance than extraverts when they had not ingested any caffeine, but extraverts were found to perform better than introverts when they had ingested 4 mg of caffeine per kilogram of body weight. ![]() When researchers find an interaction it suggests that the main effects may be a bit misleading. ![]() ![]() ![]() From personal experience, I can assure you that you won’t get it right the first month. If you are just getting started budgeting, I suggest reading two articles I wrote – How to make a budget and why budgeting is like baking cookies. So, if you have struggled with budgeting in the past and just want a simple solution that works, definitely check it out. If you want more handholding and specific instructions on how to set up a budget you can actually stick with, then check out our Real Money Budgeting online course. It is a simpler, easier, and more effective alternative to traditional budgeting. The user has to enter each purchase and details in order to get full and accurate tracking of daily expenses.ĭownload: Excel File (XLS) | Google Docs 13. Personal budgeting spreadsheetĪ good and simple budget spreadsheet. Very thorough with possible paid upgrades if desired.ĭownload: From Website 12. I like this one because all it does is provide a sheet to add up your expenses and your income, showing the difference.ġ1. It is very simple but has proven to be helpful, with the 2,000,000+ downloads. The second page is a printable payment schedule to help you keep track of your progress.Ī famous old Microsoft budgeting template. The first page is a basic calculator for you to enter your information, choose your total monthly payment, and see a summary of the results based on your debt reduction strategy. It allows you to create a debt reduction schedule based on the debt snowball method. This is a really cool spreadsheet that helps you decide the best method for paying down your debts. It is different than most because it works by pay period rather than by month. This sheet provides you with all of the possible categories to create your wedding budget, a place to estimate your spending as well as track your actual spending. ![]() This one is good if you are trying to add up income and expenses and find the difference between the two. It was created by a CPA, so that says something right there. This one is a spreadsheet and includes a PDF budgeting worksheet version as well. Financial Snapshot and BudgetĪ colorful and easy way to track your budget and overall Financial Snapshot!Ī monthly budget spreadsheet complete with written and video tutorial on how to use it. This user-friendly Excel family budget template has just the right amount of features to help you get your budget in order.ĭownload: Click here to download 3. 4 Money Habits To Start (that basically guarantee financial success).Our Honest Medi-Share Review after 14 years.We just checked off the biggest goal in our life.How I Broke Free From the Rat Race (in less than 2 years).How I made $2,145 Last Month by decluttering.How to get out of credit card debt (Free PDF).How to become a millionaire by turning $2k into $1 mil.4 Financial Lessons from Solomon: The Richest Man Ever.Why I took a Sabbatical YEAR (and how I did it).My Checklist To Financial Freedom (Free PDF).Why we began giving our age as a percentage.5 Bible Verses You Should Know (Free PDF).The Real Money Method (unbudgeting) course. ![]() ![]() ![]() Now that you have successfully navigated to the photos you want to download, it’s time to move on to the next step: selecting the photos for the download process. Take advantage of these features to make your browsing experience more convenient. ![]() Double-checking can avoid any confusion later on.Īmazon Photos also offers features such as smart albums, face recognition, and object tagging to assist you in locating your photos efficiently. It’s important to take your time to navigate through your photo collection and ensure that you have selected the correct photos before proceeding to the next step. Once you have located the photos you want to download, click on the thumbnail of each photo to open it in full view.Click on the desired date to view the photos from that specific period. You can use the timeline feature to scroll through your photos by year and month. Alternatively, you can browse your photos by date.Enter keywords related to the photos you are looking for, such as the date, location, or event. If you prefer to search for specific photos, you can use the search bar located at the top of the page.Select the album containing the photos you want to download. If you have organized your photos into albums, you can click on the “Albums” tab to view all your albums.You can browse through your photos in various ways, such as by date, by album, or by searching for specific keywords. On the homepage of your Amazon Photos account, you will see your photo library displayed.To navigate to the photos you want to download, follow these steps: ![]() Amazon Photos offers various organizational features to help you find and manage your photos effectively. Once you have signed in to your Amazon Photos account, the next step is to navigate to the specific photos you want to download. Step 2: Navigate to the photos you want to download Now that you have successfully signed in to your Amazon Photos account, you are ready to move on to the next step of the process: navigating to the photos you want to download. If you have multiple Amazon accounts, make sure you sign in with the one that contains the photos you want to download. It’s important to ensure that you sign in with the correct Amazon account that is linked to your Amazon Photos storage. Simply download the app from the respective app store, enter your Amazon account credentials, and gain access to your Amazon Photos account. If you are accessing Amazon Photos on a mobile device, you can also sign in through the Amazon Photos app, which is available for both iOS and Android devices. Once you have successfully signed in, you will be redirected to your Amazon Photos homepage, where you can view and manage your photo collection. Click on the “Sign In” button to access your Amazon Photos account. ![]() Enter your Amazon account credentials, which consist of your email address or phone number and your password.Click on the “Sign In” button located at the top right corner of the page.Open your preferred web browser and go to the Amazon Photos website.To sign in to your Amazon Photos account, follow these steps: If you don’t already have an Amazon Photos account, you’ll need to create one before proceeding. The first step to downloading pictures from your Amazon Photos account is to sign in to your account. ![]() ![]() Please read through the terms and conditions of sale before purchasing which you can find HERE. This is an instant digital download file. The complete instructions on how to do this can be found HERE. You can add your own text overlays to our PDFs if you prefer. They can also spiral bind your planner if you prefer. You can print your files at home or send them to Fedex-Kinkos or Office Depot to be printed (this process can be completed online). letter sized sheets to fit pretty much any planner size or brand out there. ![]() We provide a re-sizing guide which will allow you to resize our full U.S. In addition, we include JPEG & transparent PNG cut files for the sticker sheet & planner tab dividers (this is for those who want to cut their stickers/tab on a cutting machine like the Cricut or Silhouette). Letter (8.5 x 11) binder files are provided as PDFs. letter garden planner to just about any planner out there. Resizing guide so you can resize this U.S.Monthly garden task checklist (Jan-Dec).Garden task tracking sheet (never forget when you last watered, weeded fertilized etc).Garden layout plan grid to help layout every square foot of your available planting space.2 floral garden themed planner tab dividers to quickly reference specific sections of your garden planner (PNG cut files included).1 sheet of coordinating garden planning stickers (29 total) to help decorate your garden planner with bouquets of beautiful flowers and garden objects (PNG cut files Included).3 styles of garden planner covers to choose from (minimalist, maximalist & 2022 labeled cover included).Here is what you'll be receiving in your INSTANT download (14 pages total)! Our printable vegetable garden planner | binder was created by gardeners for gardeners! We've adorned each functional page with beautiful, on trend watercolor floral elements.Įverything included will help you plan your best garden yet! We've included everything you'll need to plan and track every aspect of your garden. ![]() |
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